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Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology. [...] A beautifully designed interface is fine-tuned to get out of your way and make it as fast as possible to explore your finances. [...] Based on tried and true methods, our budgeting system is based off of your real income instead of made up numbers. [...] You can only budget cash you have on hand, which means your budget stays realistic and you don't make numbers up.
